Being insured is always a good idea, irrespective of your age, gender, marital status, financial standing or whether or not you have children. Just take a brief moment to consider the consequences, will you? Say you are unfortunately involved in a freak accident—nothing too serious, yet something that requires at least two days of hospitalization. Allow us to tell you that that hospitalization will not come for free—quite the contrary. Not to mention the cost of treatment, medication and possible recuperation. Add to this the statistically verifiable truth according to which most accidents happen in the home. Now think about your current status as an individual without health insurance. Are you still that sure you’re willing to chance it? We think not. If you’re on the market for a good plan, your best bet would be to compare private health insurance policies and find the one that is best suited for your particular circumstances and requirements. If you’re not entirely convinced just yet, read on, to find out if the time has finally come for you to take out a private health insurance policy.
Do You Have an Elderly Person in Your Care?
As we age, so do our parents and grandparents. As we all know, old age makes them all the more vulnerable to diseases, illnesses and accidents. Since an elderly person’s immune system is nowhere near as powerful as a younger one’s, you need to make sure they are receiving the best care money can buy them. There are several plans, you will find if you compare private health insurance policies, which will take into account this particular situation.
Are You Over Thirty-One?
If you’re over thirty-one and still don’t have health insurance, then the best time to act would be right now. How so? According to the currently enforced provisions of the national health care system, the cost of your bills for medical care increase exponentially as you age. The age of thirty-one is a benchmark in this respect, and people who have gone past this age and are not yet paying for private health insurance plan should know that they stand to pay through the nose for any needed medical care or hospitalization. Weigh things carefully. What would you rather do? Pay now and live with relative peace of mind, or have an accident and be forced to pay then?
Plan on Getting Pregnant?
Pregnancy is a miraculous time, but with the miracle of life on the way, along come the increased medical care bills. While expecting, both you and your partner will want to check in with a doctor regularly, get several tests and various sets of ultra-sounds, and have as wide a range of doctors at your disposal as possible. This is why insurance is so important for future parents, couples who are trying to conceive and people who already know they have a little bundle of joy on the way. For, yes, there are less restrictive private plans which will allow you to sign on even if you are already expecting.